Opti Plans
NOTICE: The information provided on this Website is intended solely for personal use and general information purposes. Nothing on this Website should be construed as, or relied upon as, an offer to purchase or sell any options. Optiniti’s option plans are made available exclusively to employers that have entered into a cooperation agreement with Optiniti. The options are distributed solely through Hilbert Investment Solutions SAS, a licensed investment firm, following the completion of the required regulatory checks.
A win-win solution
Optimization through option plans
The pay-out of classic bonuses is heavily taxed in Belgium. The story is quite different if you choose for options instead of cash because options are not subject to social security contributions.
The company will grant them to its employees free of charge. After acceptation and after the blocking period, beneficiaries can sell their options in order to receive the cash on their bank account.
Our products are provided in cooperation with our licensed distributor Hilbert Investment Solutions SAS.
Cash Bonus
No market risk
Social security contributions are applicable
Withholding tax 53.5%
Short Term Options (warrants)
Market risk of 1 day
No social security contributions
53.5% tax on Benefit in Kind
Long Term Options
Market risk of minimum 1 year
No social security contributions
53.5% tax on lowered Benefit in Kind
Pricing
No fixed costs
0€ fixed costs
Our pricing is a percentage of the total amount granted, all-inclusive
No transaction fees
0% transaction fees
No brokerage fees nor tax on stock exchange transaction (TOB).
Fast & efficient support
1 hour average response time
Helpdesk available via email, phone and chat through the website.
No administrative burden
Seamless integration
Fast onboarding, no need to open a bank account.
13th month optimization
The 13th month, or end-of-year-premium, can be converted in short-term options (warrants) in certain cases.
Choice
An employee will need to make his choice whether he wants to receive his 13th month in cash or in options.
Rules
Not all companies are allowed to optimize. Therefore the following must be verified:
-Paritair comittee
-Company rules
-Union may need to be consulted
Addendum
An addendum to the employment contract is not mandatory but recommended. It states the framework of the optimization.
Go!
The result? A higher net amount for employees.