Opti Plans

A win-win solution

Optimization through option plans

The pay-out of classic bonuses is heavily taxed in Belgium. The story is quite different if you choose for options instead of cash because options are not subject to social security contributions.

The company will grant them to its employees free of charge. After acceptation and after the blocking period, beneficiaries can sell their options in order to receive the cash on their bank account.

Our products are provided in cooperation with our licensed distributor Hilbert Investment Solutions SAS.

Cash Bonus

No market risk
Social security contributions are applicable
Witholding tax 53.5%

Short Term Options (warrants)

Market risk of minimum 1 day
No social security contributions
53.5% tax on Benefit in Kind

Long Term Options

Market risk of minimum 1 year
No social security contributions
53.5% tax on lowered Benefit in Kind

More information about warrants

No fixed costs

No transaction fees

Fast & efficient support

No administrative burden

0€

fixed costs

Our pricing is a percentage of the total amount granted, all-inclusive.

transaction fees

No brokerage fees nor tax on stock exchange transactions (TOB).

1 hour

average response time

Helpdesk available via email, phone and chat through the website.

Seamless integration

Fast onboarding, no need to open a bank account.

Ce que j'ai particulièrement apprécié chez Optiniti, c'est leur réactivité. Ils sont toujours à l'écoute et répondent rapidement à mes demandes. Cela montre qu'ils accordent de l'importance à leurs clients.
Alice Dermout • Financial Planning & Treasury Analyst at Odoo

KEEP DOING WHAT YOU ARE DOING!

Annabelle De Deckker • People Manager Merchery

Ik wou even melden dat gisteren meerdere personen me komen melden zijn (zowel NL als FR) dat de uitleg die jullie gegeven hebben super duidelijk was en op een aangename manier gebracht werd. Waarvoor jullie dank!

Payroll Manager • Food & Beverage sector

Dit jaar hebben we voor het eerst warranten aangeboden aan ons personeel. Het hele proces verliep zeer vlot. De werknemers zijn tevreden over de optimalisatie en de goede service. De professionaliteit en expertise van Optiniti was een grote meerwaarde voor mij als werkgever. Ik kan Optiniti van harte aanbevelen!

David Van Overloop • CEO Papier Present

13th month optimization

The 13th month, or end-of-year-premium, can be converted in short-term options (warrants) in certain cases.

Choice

An employee will need to make his choice whether he wants to receive his 13th month in cash or in options.

Rules

Not all companies are allowed to optimize. Therefore the following must be verified:

-Paritair comittee

-Company rules

-Union may need to be consulted

Addendum

An addendum to the employment contract is not mandatory but recommended. It states the framework of the optimization.

Go!

The result? A higher net amount for employees.

NOTICE: The information provided on this Website is intended solely for personal use and general information purposes. Nothing on this Website should be construed as, or relied upon as, an offer to purchase or sell any options. Optiniti’s option plans are made available exclusively to employers that have entered into a cooperation agreement with Optiniti. The options are distributed solely through Hilbert Investment Solutions SAS, a licensed investment firm, following the completion of the required regulatory checks. In accordance with the Prospectus Law, no offer of options will be made by Hilbert Investment Solutions SAS to 150 or more natural or legal persons (other than qualified investors).